The Namo Lakshmi Yojana 2026 is one of the flagship education support schemes launched by the Government of Gujarat to encourage girls to complete their secondary and higher secondary education. Under this scheme, eligible girl students studying in Classes 9 to 12 can receive financial assistance of up to ₹50,000 through Direct Benefit Transfer (DBT).
The primary objective of the scheme is to reduce school dropout rates among girls, improve educational opportunities, support nutrition, and empower female students to pursue higher education without financial difficulties.
If your daughter is studying in Class 9 to 12 in Gujarat, here’s everything you need to know about the Namo Lakshmi Yojana 2026, including eligibility, benefits, payment process, important conditions, and application procedure.
Namo Lakshmi Yojana 2026 Overview
| Particular | Details |
|---|---|
| Scheme Name | Namo Lakshmi Yojana |
| State | Gujarat |
| Launched By | Education Department, Government of Gujarat |
| Beneficiaries | Girl Students (Class 9 to 12) |
| Maximum Financial Assistance | ₹50,000 |
| Payment Mode | Direct Benefit Transfer (DBT) |
| Payment Account | Mother’s Bank Account (or Student’s Account if Mother is unavailable) |
| Implementing Department | Education Department, Government of Gujarat |
What is Namo Lakshmi Yojana?
The Namo Lakshmi Yojana is a welfare initiative introduced by the Gujarat Government to promote girls’ education at the secondary and higher secondary levels. The scheme provides financial assistance to eligible students studying in recognized schools affiliated with GSHSEB and CBSE.
By offering financial support throughout Classes 9 to 12, the government aims to:
- Encourage girls to continue their education
- Reduce school dropout rates
- Improve nutritional support
- Promote academic excellence
- Empower young women through education
Eligibility Criteria
A girl student is eligible if she satisfies any one of the following conditions:
- Completed Class 8 from a Government or Government-aided school in Gujarat and secured admission to Class 9.
- Completed Classes 1 to 8 under the RTE quota in a recognized private school and enrolled in Class 9.
- Completed Class 8 from any other school, provided the family’s annual income is ₹6 lakh or below, and obtained admission to Class 9.
Financial Assistance Under Namo Lakshmi Yojana
Eligible students can receive a total benefit of ₹50,000 from Class 9 to Class 12.
Assistance for Classes 9 & 10
| Benefit | Amount |
|---|---|
| Monthly Assistance | ₹500 |
| Duration | 10 Months per Academic Year |
| Annual Assistance | ₹5,000 |
| Total Monthly Assistance (2 Years) | ₹10,000 |
| Class 10 Board Passing Incentive | ₹10,000 |
| Total (Class 9 & 10) | ₹20,000 |
Assistance for Classes 11 & 12
| Benefit | Amount |
|---|---|
| Monthly Assistance | ₹750 |
| Duration | 10 Months per Academic Year |
| Annual Assistance | ₹7,500 |
| Total Monthly Assistance (2 Years) | ₹15,000 |
| Class 12 Board Passing Incentive | ₹15,000 |
| Total (Class 11 & 12) | ₹30,000 |
Total Financial Assistance
₹20,000 (Class 9 & 10) + ₹30,000 (Class 11 & 12) = ₹50,000
Payment Process
The financial assistance is transferred directly through Direct Benefit Transfer (DBT).
Important Points
- The amount is credited to the mother’s bank account.
- If the mother is unavailable, the amount is transferred to the student’s bank account.
- Schools register eligible students through the Child Tracking System (CTS).
- District Education Officers verify the applications before payment.
- Payments are released through the Namo Lakshmi Portal.
Important Conditions
Students should keep the following conditions in mind:
- A minimum 80% attendance is required to continue receiving monthly benefits.
- Students who discontinue their studies will not receive future installments.
- Amount already received does not have to be refunded.
- Students repeating the same class cannot claim benefits again for that class.
- Eligible students receiving benefits from other government scholarship schemes can also avail this scheme.
- Board examination incentives are released only after successfully passing the respective board exams.
Required Documents
Applicants should keep the following documents ready (to be submitted through the school):
- Aadhaar Card of the student
- School Admission Proof
- Previous Class Marksheet
- Income Certificate (where applicable)
- Bank Account Details of Mother/Student
- Passport-size Photograph
- Mobile Number
- Other documents as required by the school
How to Apply for Namo Lakshmi Yojana 2026?
Students do not need to apply online individually.
The application process is handled entirely by the school.
Step-by-Step Process
- The school verifies the student’s eligibility.
- The school’s nodal officer uploads the required documents through the CTS Portal.
- District authorities verify the submitted information.
- Approved students receive financial assistance directly through DBT.
- Students and parents can check the payment status through the school or CTS portal.
Important: No private agents or third-party applications are involved in the application process.
Key Benefits of Namo Lakshmi Yojana
- Financial assistance of up to ₹50,000
- Encourages girls to complete higher secondary education
- Monthly financial support throughout Classes 9 to 12
- Additional incentives after passing Class 10 and Class 12 board examinations
- Direct DBT payment ensures transparency
- Helps reduce dropout rates among girl students
- Promotes women’s education and empowerment
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Important Links
| Description | Link |
|---|---|
| Official Government Resolution (GR) | Read Official |
| Official Website | Visit Official Website |
| Home Page | Click here |
Frequently Asked Questions (FAQs)
1. What is the maximum benefit available under Namo Lakshmi Yojana?
Eligible students can receive financial assistance of up to ₹50,000 from Class 9 to Class 12.
2. Who can apply for this scheme?
Girl students studying in Classes 9 to 12 in eligible schools across Gujarat who meet the prescribed eligibility criteria.
3. Is there an online application form for students?
No. Applications are processed only through the student’s school using the Child Tracking System (CTS).
4. Is 80% attendance mandatory?
Yes. Students must maintain at least 80% attendance to continue receiving monthly financial assistance.
5. How will the scholarship amount be paid?
The amount is transferred directly through DBT to the mother’s bank account, or the student’s account if the mother is unavailable.
Conclusion
The Namo Lakshmi Yojana 2026 is a transformative initiative by the Gujarat Government that aims to ensure every eligible girl student can complete her education without financial hardship. By providing up to ₹50,000 in financial assistance, monthly support, and board examination incentives, the scheme promotes higher education, reduces dropout rates, and empowers girls to build a brighter future. Eligible students should stay in touch with their schools to ensure timely registration and receive the benefits under this scheme.
Disclaimer: This article is intended for informational purposes only and is based on the Government of Gujarat’s scheme guidelines. Applicants are advised to verify the latest eligibility criteria, benefits, documents, and implementation process through the official government notification or their respective schools before relying on this information.